Kminkowa — family home with a garden

Kminkowa supports two uses: a home for a family and a property for long-term rental. Four separate bedrooms can serve as children's rooms, a guest room or a home office. The project targets families and investors interested in family rentals rather than tourist stays.

The home has 106.53 m², five rooms and two bathrooms. The 53.38 m² ground floor includes a 32.84 m² open living area with a kitchenette, a bathroom and utility space. The 53.15 m² upper floor contains four separate bedrooms and a family bathroom. The presentation's plan of both floors is included in the gallery.

The terrace measures 8.40 m² and the garden approximately 39.37 m². The presentation shows an open green outlook and describes Lipa Piotrowska as a low-rise residential neighbourhood with nearby bus stops, shops and everyday amenities. Outdoor space and a quiet setting support day-to-day family living.

Renovation and complete fit-out account for PLN 250,000 of the budget. The scope included finishes, a kitchen with appliances and furniture. SDC describes the result as a finished home ready for occupation or preparation for letting: the future user does not need to separately organise renovation, furnishing purchases and contractor coordination.

The property functions as a house, while the presentation describes its legal ownership as a separate residential unit, 13b, with an inseparable share in the common property. The material identifies a complex of four buildings and plot 10/3 measuring 0.2172 hectares, or 2,172 m². That is the shared plot area, not the private garden area. The land remains co-owned by the unit owners and is not acquired as a separate plot.

According to SDC's presentation, an MSWiA permit was not required for this particular transaction: the property is in Wroclaw outside the border zone, the acquisition concerned a separate residential unit, and the land share was attached to that unit. This is not an assurance for every later transaction. Before a deposit is paid, SDC separately checks the land and mortgage register, notarial deed, unit status, scope of the share and rights to use the garden and common areas.

The base project budget is PLN 1,150,000: PLN 900,000 for acquisition and PLN 250,000 for renovation and furnishing. Approximately 78% of the capital went into acquisition and 22% into creating the finished property. This is the project's cost basis, not a confirmed asking price; transaction costs and financing are excluded.

Expected rent is PLN 7,000 per month plus utilities. At 12 fully occupied months, the model produces PLN 84,000 in annual revenue and approximately 7.30% gross yield. This is a projection from the presentation, not confirmed rental performance. All scenarios below exclude taxes, management, insurance, maintenance reserves and financing; those costs reduce the owner's return.